/* HPS Holding — main stylesheet */
:root{
  --navy:#0b1f3a;
  --navy-2:#122a4c;
  --gold:#c8a24b;
  --gold-2:#e6c477;
  --sand:#f7f3ec;
  --ink:#131a26;
  --muted:#5a6577;
  --line:#e6e2d8;
  --white:#ffffff;
  --shadow:0 20px 60px -20px rgba(11,31,58,.25);
  --radius:14px;
  --serif:"Playfair Display", Georgia, "Times New Roman", serif;
  --sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--sans);color:var(--ink);
  background:var(--white);line-height:1.65;font-size:16px;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);font-weight:600;line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem);letter-spacing:-.01em}
h2{font-size:clamp(1.7rem,3vw,2.4rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em;color:#2a3446}
.container{max-width:1180px;margin:0 auto;padding:0 24px}
.section{padding:96px 0}
.section-sm{padding:64px 0}
.eyebrow{
  display:inline-block;font-family:var(--sans);font-size:.78rem;
  letter-spacing:.22em;text-transform:uppercase;color:var(--gold);
  font-weight:600;margin-bottom:14px;
}
.lead{font-size:1.12rem;color:var(--muted);max-width:64ch}

/* Top announcement bar */
.topbar{background:var(--navy);color:#dfe6f1;font-size:.82rem}
.topbar .container{display:flex;justify-content:space-between;align-items:center;padding:10px 24px;flex-wrap:wrap;gap:10px}
.topbar a{color:#dfe6f1}
.topbar a:hover{color:var(--gold-2)}
.topbar .meta{display:flex;gap:22px;flex-wrap:wrap}
.topbar .meta span{display:inline-flex;align-items:center;gap:8px}

/* Header */
.header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(12px);
  border-bottom:1px solid var(--line);
}
.header .container{display:flex;align-items:center;justify-content:space-between;padding:16px 24px}
.brand{display:flex;align-items:center;gap:12px;font-family:var(--serif);font-weight:700;color:var(--navy);font-size:1.2rem;letter-spacing:.02em}
.brand img{height:38px;width:auto}
.brand small{display:block;font-family:var(--sans);font-weight:500;font-size:.68rem;letter-spacing:.24em;color:var(--gold);text-transform:uppercase;margin-top:2px}
.nav{display:flex;align-items:center;gap:28px}
.nav a{font-size:.94rem;color:#26314a;font-weight:500;position:relative}
.nav a::after{content:"";position:absolute;left:0;bottom:-6px;height:2px;width:0;background:var(--gold);transition:width .3s ease}
.nav a:hover::after,.nav a.active::after{width:100%}
.nav .btn{margin-left:6px}
.hamburger{display:none;background:none;border:0;font-size:1.6rem;cursor:pointer;color:var(--navy)}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:12px 22px;border-radius:999px;font-weight:600;font-size:.92rem;
  border:1px solid transparent;cursor:pointer;transition:all .25s ease;
  letter-spacing:.01em;
}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);color:#fff;transform:translateY(-2px);box-shadow:0 10px 24px -12px rgba(11,31,58,.6)}
.btn-gold{background:var(--gold);color:#1a1305}
.btn-gold:hover{background:var(--gold-2);color:#1a1305;transform:translateY(-2px)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}

/* Hero */
.hero{
  position:relative;overflow:hidden;color:#fff;
  background:
    linear-gradient(135deg,rgba(11,31,58,.86),rgba(11,31,58,.72)),
    url('https://images.unsplash.com/photo-1590650153855-d9e808231d41?auto=format&fit=crop&w=1900&q=80') center/cover no-repeat;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(1000px 500px at 80% 20%,rgba(200,162,75,.28),transparent 60%);
}
.hero .container{position:relative;z-index:2;padding-top:120px;padding-bottom:140px}
.hero h1{color:#fff}
.hero p.lead{color:#d9dee9;font-size:1.18rem;max-width:60ch}
.hero .eyebrow{color:var(--gold-2)}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero-stats{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;
  margin-top:70px;padding-top:36px;border-top:1px solid rgba(255,255,255,.15);
}
.hero-stats .stat b{display:block;font-family:var(--serif);font-size:2.2rem;color:#fff}
.hero-stats .stat span{color:#b7c2d6;font-size:.86rem;letter-spacing:.06em;text-transform:uppercase}

/* Trust bar */
.trustbar{background:var(--sand);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trustbar .container{display:flex;align-items:center;justify-content:space-between;padding:22px 24px;flex-wrap:wrap;gap:14px}
.trustbar .label{font-size:.78rem;letter-spacing:.24em;text-transform:uppercase;color:var(--muted);font-weight:600}
.trustbar ul{list-style:none;padding:0;margin:0;display:flex;gap:34px;flex-wrap:wrap}
.trustbar li{font-family:var(--serif);font-size:1.05rem;color:var(--navy);opacity:.75}

/* Grid cards */
.grid{display:grid;gap:26px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}

.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;transition:transform .35s ease,box-shadow .35s ease,border-color .35s ease;
  position:relative;overflow:hidden;
}
.card::before{
  content:"";position:absolute;left:0;top:0;height:3px;width:0;
  background:linear-gradient(90deg,var(--gold),var(--gold-2));transition:width .4s ease;
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card:hover::before{width:100%}
.card .icon{
  width:52px;height:52px;border-radius:12px;
  background:linear-gradient(135deg,var(--navy),var(--navy-2));
  color:var(--gold-2);display:flex;align-items:center;justify-content:center;
  font-size:1.4rem;margin-bottom:18px;
}
.card h3{margin-bottom:8px}
.card p{color:var(--muted);font-size:.96rem;margin-bottom:0}
.card .card-link{display:inline-block;margin-top:14px;font-weight:600;color:var(--navy);font-size:.9rem}
.card .card-link::after{content:" →";transition:margin .2s}
.card .card-link:hover::after{margin-left:6px}

/* Feature split */
.split{display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}
.split ul{padding-left:0;list-style:none;margin:22px 0 0}
.split ul li{padding:14px 0;border-bottom:1px dashed var(--line);display:flex;gap:14px;align-items:flex-start}
.split ul li:last-child{border-bottom:0}
.split ul li b{color:var(--navy);font-family:var(--serif);font-size:1.05rem}
.split ul li .dot{
  flex:none;width:34px;height:34px;border-radius:50%;
  background:var(--sand);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-weight:700;
}

/* Dark section */
.dark-section{background:var(--navy);color:#dfe6f1}
.dark-section h2,.dark-section h3{color:#fff}
.dark-section p{color:#b7c2d6}
.dark-section .eyebrow{color:var(--gold-2)}
.dark-section .card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.08);color:#dfe6f1}
.dark-section .card h3{color:#fff}
.dark-section .card p{color:#a9b4c8}

/* Insights */
.article{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  overflow:hidden;transition:transform .35s ease,box-shadow .35s ease;display:flex;flex-direction:column;
}
.article:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.article .thumb{aspect-ratio:16/10;overflow:hidden}
.article .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.article:hover .thumb img{transform:scale(1.05)}
.article .body{padding:22px 24px 26px}
.article .cat{font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700}
.article h3{margin:8px 0 10px;font-size:1.18rem}
.article p{color:var(--muted);font-size:.94rem}

/* CTA */
.cta{
  background:linear-gradient(135deg,var(--navy),#1a3a6b);
  color:#fff;border-radius:22px;padding:56px;text-align:center;
  position:relative;overflow:hidden;
}
.cta::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(600px 300px at 20% 10%,rgba(200,162,75,.25),transparent 60%),
             radial-gradient(500px 300px at 90% 90%,rgba(200,162,75,.18),transparent 60%);
}
.cta h2{color:#fff;position:relative}
.cta p{color:#c8d1e2;max-width:60ch;margin:0 auto 26px;position:relative}
.cta .btn{position:relative}

/* Footer */
.footer{background:#08172c;color:#a9b4c8;padding:72px 0 24px;font-size:.92rem}
.footer h4{color:#fff;font-family:var(--serif);font-size:1.05rem;margin-bottom:16px}
.footer a{color:#a9b4c8}
.footer a:hover{color:var(--gold-2)}
.footer .grid{grid-template-columns:1.4fr 1fr 1fr 1fr;gap:44px}
@media(max-width:820px){.footer .grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.footer .grid{grid-template-columns:1fr}}
.footer ul{list-style:none;padding:0;margin:0}
.footer ul li{margin-bottom:10px}
.footer .bottom{
  border-top:1px solid rgba(255,255,255,.08);margin-top:56px;padding-top:24px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.82rem;color:#7d8aa3
}
.footer .brand{color:#fff}
.footer .brand small{color:var(--gold-2)}

/* Page hero (inner pages) */
.page-hero{
  background:linear-gradient(135deg,var(--navy),#153466);color:#fff;padding:110px 0 80px;position:relative;overflow:hidden;
}
.page-hero::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(700px 400px at 80% 20%,rgba(200,162,75,.22),transparent 60%);
}
.page-hero .container{position:relative}
.page-hero h1{color:#fff;margin-bottom:14px}
.page-hero p{color:#c8d1e2;max-width:64ch;font-size:1.08rem}
.crumbs{font-size:.82rem;color:#b7c2d6;margin-bottom:18px;letter-spacing:.02em}
.crumbs a{color:#c8d1e2}
.crumbs span{opacity:.6;margin:0 8px}

/* Content prose */
.prose h2{margin-top:2.2em}
.prose h3{margin-top:1.6em;color:var(--navy)}
.prose ul{padding-left:20px}
.prose ul li{margin-bottom:8px}
.prose{max-width:78ch}
.prose .callout{
  background:var(--sand);border-left:4px solid var(--gold);
  padding:18px 22px;border-radius:8px;margin:24px 0;color:#3a4256
}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px}
@media(max-width:900px){.contact-grid{grid-template-columns:1fr}}
.contact-info .info-block{padding:22px 0;border-bottom:1px solid var(--line)}
.contact-info .info-block:last-child{border-bottom:0}
.contact-info .label{font-size:.72rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:6px}
.contact-info .value{font-family:var(--serif);font-size:1.15rem;color:var(--navy)}
.contact-info a{color:var(--navy);font-weight:600}
form.contact-form{background:#fff;border:1px solid var(--line);padding:32px;border-radius:var(--radius);box-shadow:var(--shadow)}
form.contact-form label{display:block;font-size:.82rem;font-weight:600;color:var(--navy);margin:14px 0 6px;letter-spacing:.03em}
form.contact-form input,form.contact-form select,form.contact-form textarea{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;
  background:#fbfaf7;transition:border-color .2s,box-shadow .2s;
}
form.contact-form input:focus,form.contact-form select:focus,form.contact-form textarea:focus{
  outline:0;border-color:var(--gold);box-shadow:0 0 0 4px rgba(200,162,75,.15);background:#fff;
}
form.contact-form textarea{min-height:130px;resize:vertical}
.form-note{font-size:.78rem;color:var(--muted);margin-top:12px}

/* Testimonial */
.testimonial{
  background:var(--sand);border-radius:22px;padding:56px;position:relative;overflow:hidden;
}
.testimonial blockquote{
  font-family:var(--serif);font-size:clamp(1.25rem,2.2vw,1.7rem);color:var(--navy);line-height:1.4;
  margin:0;position:relative;padding-left:38px;
}
.testimonial blockquote::before{
  content:"“";position:absolute;left:-4px;top:-24px;font-family:var(--serif);font-size:5rem;color:var(--gold);line-height:1;
}
.testimonial cite{display:block;margin-top:22px;font-style:normal;color:var(--muted);font-size:.9rem;letter-spacing:.04em}
.testimonial cite b{color:var(--navy);font-family:var(--serif);font-style:normal}

/* Timeline */
.timeline{position:relative;margin:0;padding:0;list-style:none}
.timeline::before{content:"";position:absolute;left:14px;top:6px;bottom:6px;width:2px;background:var(--line)}
.timeline li{position:relative;padding:0 0 26px 44px}
.timeline li::before{
  content:"";position:absolute;left:8px;top:6px;width:14px;height:14px;border-radius:50%;
  background:var(--gold);box-shadow:0 0 0 4px var(--sand);
}
.timeline li b{display:block;font-family:var(--serif);color:var(--navy);font-size:1.05rem;margin-bottom:4px}

/* Cookie banner */
.cookie{
  position:fixed;left:20px;right:20px;bottom:20px;z-index:100;
  background:#fff;border:1px solid var(--line);border-radius:14px;
  padding:20px 22px;box-shadow:0 30px 60px -20px rgba(11,31,58,.35);
  display:none;grid-template-columns:1fr auto;gap:18px;align-items:center;
  max-width:960px;margin:0 auto;
}
.cookie.show{display:grid;animation:slideUp .5s ease}
.cookie h4{margin:0 0 4px;font-size:1rem;font-family:var(--serif);color:var(--navy)}
.cookie p{margin:0;font-size:.88rem;color:var(--muted)}
.cookie .actions{display:flex;gap:10px;flex-wrap:wrap}
.cookie .actions .btn{padding:10px 18px;font-size:.86rem}
@media(max-width:640px){.cookie{grid-template-columns:1fr}}

/* Reveal-on-scroll */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s ease,transform .8s ease}
.reveal.in{opacity:1;transform:none}

@keyframes slideUp{from{transform:translateY(30px);opacity:0}to{transform:none;opacity:1}}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
.floaty{animation:floaty 6s ease-in-out infinite}

/* Mobile nav */
@media(max-width:860px){
  .nav{position:fixed;top:64px;right:0;left:0;background:#fff;flex-direction:column;padding:20px 24px;gap:14px;border-bottom:1px solid var(--line);transform:translateY(-120%);transition:transform .3s ease;align-items:flex-start}
  .nav.open{transform:none}
  .hamburger{display:block}
}

/* Utility */
.center{text-align:center}
.mt-40{margin-top:40px}
.mt-24{margin-top:24px}
.divider{height:1px;background:var(--line);margin:64px 0}